The minimum payment is the smallest amount you can pay each month and still keep your account in good standing. It’s important to make at least the minimum payment each month so you don’t end up with a late payment… Continue Reading
If you’re like most people, you probably think of your credit report as a necessary evil. You know that you need to have a clean credit report in order to get the best interest rates on loans, but you may… Continue Reading
Do you know how long hard inquiries stay on your credit report? If you’re not sure, or if you’re curious about what exactly a hard inquiry is, read on. We’ll explain everything you need to know about hard inquiries and… Continue Reading
It’s no secret that having errors on your credit report can lead to lower credit scores, and in turn, make it more difficult to get approved for loans or mortgages. The good news is that there are ways to… Continue Reading
A late payment can stay on your credit reports for up to seven years and could impact your credit scores during the entire period it’s there. This means that if you make a mistake now, you might be paying off… Continue Reading
Do you have a negative item on your credit report that you want to get rid of? You’re not alone. It’s estimated that as many as one in every five people has some type of error on their credit report,… Continue Reading
Getting your credit reports online could not be much simpler. Simply decide which credit bureaus you want your credit reports from. Then, select from the many hundreds of companies online offering free reports. Read the fine print carefully and select… Continue Reading
If there is one thing everyone worries about today, it is their credit score. You can find this important detail in your personal credit report. If you have had a hard time accessing credit and cheaper insurance rates, it is… Continue Reading
Unlike when you would have to search through too many offline materials, we allow you to get an online credit report. You only need to key in a few details, and your information will show. This service also ensures that you… Continue Reading
When it comes to how to get the best credit report, speed is of great significance. You need an assistant that will give you real-time reports. With such a service, you can be sure that any bad rating on your… Continue Reading