Credit Reporting Services

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Provide Your Business with Accurate Credit Data to Succeed

If you want accurate consumer credit information to assist you in making sound lending decisions, then we can help. Whether you are a big bank or a small non-banking microfinance institution, understanding credit reports is vital to reduce risk, minimize fraud, and expand your lending portfolio.

Our credit reporting services provide complete and up-to-date credit data on consumers and businesses to help you: Our credit reporting services provide complete and up-to-date credit data on consumers and businesses to help you:

- Mentioned five points to evaluate credit risk more effectively

- Extend it to make instant credit decisions

- In particular, Minimise exposure to bad loans and writes offs

- Meet and follow other lending laws and guidelines

- Follow the changes in the customer’s credit standing

- The lessons that consumers, financial institutions and governments can learn from the trials of credit crunch are to build profitable loan portfolios responsible lending.

We source credit data from multiple bureaus and repositories to build comprehensive credit reports including: We source credit data from multiple bureaus and repositories to build comprehensive credit reports including:

- Personal identification details

- Credit account is a type of credit facility that encompasses mortgages, auto loans, credit cards, etc.

- Account details, credit restrictions, account balances, and payment histories

- Inquiries and collections

- A person’s credit report holds information concerning bankruptcies, tax liens, lawsuits among other things.

- Credit score and rating

The credit reports we provide are built with the goal of being as unique as your lending requirements. We offer:

- This paper aims at comparing consumer and business credit reports.

- During the one-time and on-going monitoring process

- Real time access and multiple channel(interfaces)

- Reporting and analysis to enhance credit information in the credit decision making

- Lending Integration with Your Technical Systems

Competence and quality are two terms that define us and are a benchmark for the quality and reliability of the services we offer.

With over 30 years of experience in credit reporting, we have set rigorous standards to ensure exceptional quality and reliability: With over 30 years of experience in credit reporting, we have set rigorous standards to ensure exceptional quality and reliability:

- We collect information on credit from over 100 reliable sources.

- In order to avoid the use of outdated information all data are updating not less than once per month

- The credit reporting information we provide strictly follows industry rules and regulations.

- We are proud to say that our compliance with public records is almost absolute, which is 99% accurate.

- We also validate high risk applications so that there is no fraudulent account created.

- The integrity and security of credit data is also kept at-high standard.

Leveraged by leading financial institutions as the loan origination platform of choice

Our company is used credit reporting by 5 out of the 10 largest lenders in the United States. We have secured our position with the numerous and saturated top banks, credit unions, mortgage lenders, fintech and other non-traditional lenders in various products.

This we do to facilitate better and efficient lending decisions, which help our clients attract higher revenues and achieve increased business while avoiding unnecessary risks and losses.

Access the Most Correct and Correct Credit Information

Let us assist you in identifying how our credit reporting services can address your business requirements. Our specialists are here to give out a detailed overview of our credit data services and offer the perfect integration plans for your business.

Give us a call for a FREE credit report consultation!


Why You Need To Access Your Credit Report ?


Identify inaccurate or incomplete information



Credit reporting services are a vital tool for consumers to access accurate and up-to-date information about their credit history. Unfortunately, inaccurate or incomplete information can often be found in credit reports. It is important for consumers to identify any inaccuracies or omissions in their credit report so that they can take action to rectify the situation. So you when you see your credit report then you exatly see the items in your credit report and you can verify with your actual data.

Identify-inaccurate-or-incomplete-information
One-note-on-hard-inquiries

One note on hard inquiries



Hard inquiries are a type of inquiry that appear on your credit report when you apply for a loan or credit card. Hard inquiries can remain on your report for up to two years and can have a negative impact on your credit score. It is important to understand how hard inquiries work and how they affect your credit score. You can see it in details inquiry in your credit reports.

Know what lenders may see



Knowing what lenders may see in your credit report is essential in understanding how they make decisions. Your credit report contains a variety of information, including your payment history, credit utilization ratio, and more. By understanding what lenders may see in your credit report, you can better prepare yourself when applying for a loan or other financial product. It’s important to remember that while lenders may use this information to make decisions about you, there are also laws and regulations that protect consumers from unfair lending practices.

Know-what-lenders-may-see
Ensure-accounts-are-reported-properly

Ensure accounts are reported properly



Ensuring that accounts are reported properly on a credit report is essential for maintaining a good credit score. It is important to check your credit report regularly and make sure that all of the information is accurate and up-to-date. This includes making sure that any accounts you have closed or transferred are accurately reflected in your report. Additionally, it’s important to stay on top of any changes to your personal information, such as address or name changes, so that these updates can be reflected in your credit report. Taking the time to ensure that all of the information on your credit report is correct will help you maintain a good score and access better loan terms.



Frequently Asked Questions

1. What are credit reporting services?

Credit reporting services provide individuals with access to their credit reports and credit scores, as well as help in negotiating lower bills and protecting their credit information.

2. What are the 3 major credit reporting agencies?

The three major credit bureaus, are Equifax, Experian, and TransUnion. Credit reporting services typically provide access to credit reports and scores from all three bureaus.

3. What is the most trusted credit reporting agency?

Experian is the most trusted credit reporting agency.

4. What is credit report cost?

Credit reports are free from all the credit bureau once in year.


Take control of your financial future today!