Lexington Law Firm Reviews

Lexington Law has helped thousands of people work toward an accurate
and fair credit profile. Leverage the law for your credit today.

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Overall Rating (5/5)

Let’s face it, we all need a good credit score to get a quality loan — be it a car loan, a mortgage, or some kind of personal loan.

You can repair your credit yourself, but it’s a tedious process. You’ll need to follow rigid timelines, write persistent letters to different credit bureaus, and wrap your head around complicated terms and industry jargon.

Many people prefer hiring a credit repair company such as Lexington Law, one of the pioneers of credit repair services.

In this review, we’ll look at Lexington Law’s prices, customer service, and credit repair process to help you decide whether to sign up for Lex Law’s credit repair services.




Overall Rating (5/5)

Lexington Law Quick Summary

- Familiar with credit laws: founded as a law firm in 1991

- Credit Repair Services available in all 50 States

- Highly rated customer service

Free credit report consultation


What is Lexington Law?

Lexington Law Firm was founded in 2004 as an actual law firm, Lexington Law helps consumers in all 50 states straighten out their credit scores.

For a monthly fee, this Law Firm can help you better understand your credit score, providing guidance on how to remove innacurate, negative items.

With the help of Lexington Law, you can remove unjust, misleading, or unverified negative items from your credit history. Is it worth it? Let’s dig deeper to find out.


Lexington Law’s Credit Repair Plan Overview

Lexington Law offers three service levels at three different price points. Before signing up you can get a free credit report consultation with a customer service rep.

This consultation could help you decide whether to sign up and which service level to choose:

PremierPlus

Cost: $129.95 per month

  • Bureau challenges
  • Creditor interventions
  • InquiryAssist
  • Score analysis
  • ReportWatch
  • TransUnion® alerts
  • Cease & desist letters
  • FICO® score tracker
  • Identity protection
  • Personal finance tools

Concord Premier

Cost: $109.95 per month

  • Bureau challenges
  • Creditor interventions
  • InquiryAssist
  • Score analysis
  • ReportWatch
  • TransUnion® alerts
  • Cease & desist letters
  • FICO® score tracker
  • Identity protection
  • Personal finance tools

Concord Standard

Cost: $89.85 per month

  • Bureau challenges
  • Creditor interventions
  • InquiryAssist
  • Score analysis
  • ReportWatch
  • TransUnion® alerts
  • Cease & desist letters
  • FICO® score tracker
  • Identity protection
  • Personal finance tools

Lexington Law Reviews & Testimonials

See member success stories that will help encourage you on your own path.

Lexington Law Reviews-Joy’s Story
Lexington Law Reviews - Brittany's Story
Lexington Law Reviews - Lisa’s Story

Sign Up Process with Lexington Law

You can either sign up online or call the number for your FREE credit report consultation. A representative from Lexington Law will contact you and act as your personal representative.

Your rep will ask for your details, which will be used to obtain all your credit reports from three credit bureaus — TransUnion, Equifax, and Experian.

After analyzing the credit reports, a Lexington Law consultant will reach out to you with the items that can be challenged. You’ll be able to share your input about your credit score, too.

From here, your personal rep will get in touch with the creditors and reporting bureaus to start the process of removing inaccurate or misleading marks such as inaccurate charge-offs or late payments.

Once the removal process has been successful (and depending on your subscribed plan), you will get an analysis of your report. Furthermore, Lexington Law will closely track your credit score, alerting you about both positive and negative changes. This allows you to take control of your credit.


Don't miss a Free credit report constulation


Is Lexington Law Credit Repair Right For You?

Not many people realize the convenience of having someone else sort through your credit items in search of ways to improve your score. It’s even more convenient when someone else goes through the process of reaching out to the credit bureaus to correct errors.

People don’t realize this convenience until, of course, they try to improve their own scores through the DIY approach. Yes, it’s possible, but it takes a commitment and attention to detail most of us don’t have in excess. The time commitment is the biggest issue.

Lexington Law stands out for these reasons and because of the legal angle. These people speak the language of credit inquiries. They have the phone numbers of the credit bureaus on speed dial. If anyone can sort out a tangled mess of a credit situation, it’s a dedicated attorney and paralegal.

Regardless of how complex your credit history has become, I recommend Lexington Law Credit Repair as an ideal solution — especially the most affordable basic plan.


Get a Free credit report constulation from Lexington Law

(888) 803-3115

Alternatives to Lexington Law

Check the list of best credit repair companies in the United States for an analysis of other industry leaders which include:

  • Credit Repair Ease
  • Credit Saint
  • Credit Repair In My Area
  • CreditRepair.com

If you have multiple credit card accounts, a personal loan lender, and a couple student loan services providers, then you probably do need some professional help.




Overall Rating (5/5)

Lexington Law Quick Summary

- Familiar with credit laws: founded as a law firm in 1991

- Credit Repair Services available in all 50 States

- Highly rated customer service

Free credit report constulation