What is Lexington Law?
Lexington Law Firm was founded in 2004 as an actual law firm, Lexington Law helps consumers in all 50 states straighten out their credit scores.
For a monthly fee, this Law Firm can help you better understand your credit score, providing guidance on how to remove innacurate, negative items.
With the help of Lexington Law, you can remove unjust, misleading, or unverified negative items from your credit history. Is it worth it? Let’s dig deeper to find out.
Lexington Law’s Credit Repair Plan Overview
Lexington Law offers three service levels at three different price points. Before signing up you can get a free credit report consultation with a customer service rep.
This consultation could help you decide whether to sign up and which service level to choose:
Most Popular
PremierPlus
Cost: $139.95 per month
- Bureau challenges
- Creditor interventions
- InquiryAssist
- Score analysis
- ReportWatch
- TransUnion® alerts
- Cease & desist letters
- FICO® score tracker
- Identity protection
- Personal finance tools
Concord Premier
Cost: $119.95 per month
- Bureau challenges
- Creditor interventions
- InquiryAssist
- Score analysis
- ReportWatch
- TransUnion® alerts
- Cease & desist letters
- FICO® score tracker
- Identity protection
- Personal finance tools
Concord Standard
Cost: $95.95 per month
- Bureau challenges
- Creditor interventions
- InquiryAssist
- Score analysis
- ReportWatch
- TransUnion® alerts
- Cease & desist letters
- FICO® score tracker
- Identity protection
- Personal finance tools
Lexington Law Reviews & Testimonials
See member success stories that will help encourage you on your own path.
Sign Up Process with Lexington Law
You can either sign up online or call the number for your FREE credit report consultation. A representative from Lexington Law will contact you and act as your personal representative.
Your rep will ask for your details, which will be used to obtain all your credit reports from three credit bureaus — TransUnion, Equifax, and Experian.
After analyzing the credit reports, a Lexington Law consultant will reach out to you with the items that can be challenged. You’ll be able to share your input about your credit score, too.
From here, your personal rep will get in touch with the creditors and reporting bureaus to start the process of removing inaccurate or misleading marks such as inaccurate charge-offs or late payments.
Once the removal process has been successful (and depending on your subscribed plan), you will get an analysis of your report. Furthermore, Lexington Law will closely track your credit score, alerting you about both positive and negative changes. This allows you to take control of your credit.