Lexington Law Reviews

Let’s face it, we all need a good credit score to get a quality loan — be it a car loan, a mortgage, or some kind of personal loan.

You can repair your credit yourself, but it’s a tedious process. You’ll need to follow rigid timelines, write persistent letters to different credit bureaus, and wrap your head around complicated terms and industry jargon.

Many people prefer hiring a credit repair company such as Lexington Law, one of the pioneers of credit repair services.

Lexington law reviews, we’ll look at Lexington Law’s prices, customer service, and credit repair process to help you decide whether to sign up for Lex Law’s credit repair services.

Lexington Law’s Credit Repair Plan Overview

Lexington Law offers three service levels at three different price points. Before signing up you can get a free credit report consultation with a customer service rep.

This consultation could help you decide whether to sign up and which service level to choose:

Lexington Law Reviews & Testimonials

See member success stories that will help encourage you on your own path.

Sign Up Process with Lexington Law

You can either sign up online or call (888) 803-3115 for your FREE credit report consultation. A representative from Lexington Law will contact you and act as your personal representative.

Your rep will ask for your details, which will be used to obtain all your credit reports from three credit bureaus — TransUnion, Equifax, and Experian.

After analyzing the credit reports, a Lexington Law consultant will reach out to you with the items that can be challenged. You’ll be able to share your input about your credit score, too.

From here, your personal rep will get in touch with the creditors and reporting bureaus to start the process of removing inaccurate or misleading marks such as inaccurate charge-offs or late payments.

Once the removal process has been successful (and depending on your subscribed plan), you will get an analysis of your report. Furthermore, Lexington Law will closely track your credit score, alerting you about both positive and negative changes. This allows you to take control of your credit.

Is Lexington Law Credit Repair Right For You?

Not many people realize the convenience of having someone else sort through your credit items in search of ways to improve your score. It’s even more convenient when someone else goes through the process of reaching out to the credit bureaus to correct errors.

People don’t realize this convenience until, of course, they try to improve their own scores through the DIY approach. Yes, it’s possible, but it takes a commitment and attention to detail most of us don’t have in excess. The time commitment is the biggest issue.

Lexington Law stands out for these reasons and because of the legal angle. These people speak the language of credit inquiries. They have the phone numbers of the credit bureaus on speed dial. If anyone can sort out a tangled mess of a credit situation, it’s a dedicated attorney and paralegal.

Regardless of how complex your credit history has become, I recommend Lexington Law Credit Repair as an ideal solution — especially the most affordable basic plan.

Alternatives to Lexington Law

Check the list of best credit repair companies in the United States for an analysis of other industry leaders which include:

• Credit Repair Ease
• Credit Saint
• Credit Repair In My Area
• CreditRepair.com

If you have multiple credit card accounts, a personal loan lender, and a couple student loan services providers, then you probably do need some professional help.

Lexington Law FAQ

1. How much does Lexington Law charge?

Lexington Law has three plans that range from $99.85 to $139.95 per month.

2. How long does Lexington Law take?

Lexington Law takes an average of 18 to 24 months. However, the amount of time it takes to repair your credit depends on a number of factors, including the severity of the damage, how many negative items are on your credit report, and how disciplined you are about following Lexington Law's instructions.

3. Can Lexington Law remove charge-offs?

Yes, Lexington Law can remove incorrect charge-offs.

4. Can Lexington Law remove unpaid collections?

Yes, Lexington Law can help you remove questionable charges or unpaid collections.

5. How do I know if Lexington Law offers legitimate credit repair services?

There are a few things you can do to research whether or not Lexington Law is a legitimate credit repair service. First, you can check out their website and see if they are accredited by the Better Business Bureau. You can also read customer reviews of Lexington Law to see what other people have said about their experience with the company.