Every day, credit repair specialists have difficulty going up against the big banks and lending institutions. Many people are unaware that there is an entire industry dedicated to ensuring these companies follow the law in how they treat borrowers with bad credit. The work of a credit repair experts can be challenging but rewarding because we know that our work helps those who need it. Most get back on their feet by improving their finances so they can buy homes or cars without worrying about getting turned down for financing.
The best way to do this is by reviewing your reports yearly with one of our credit score improvement specialist here at Credit Repair Ease! We'll go over everything from missed payments to collections and give you expert advice on how best to handle each situation, so it doesn't come back up again later in life.
There are a number of credit dispute discrepancies that can affect your score.
1) Medical collections, which may not always be reported to the credit bureaus and can lead to low scores;
2) Collection accounts with original amounts below $100, which may have been paid off but still appear on your report;
3) Accounts in collection for more than 7 years, where the original balance is now too old to be included on your report.
4) If you've had an account deleted from your credit file due to identity theft but it's still appearing as open on one of your reports. Dispute these items with the bureau so they will remove them from your record and help improve your credit score.
This significantly varies between companies or credit repair consultant. For example, some Credit specialists may monitor your credit, identify opportunities to improve your score, and recommend other ways to help you improve your credit. Others may not offer credit monitoring but instead provide credit counseling to help you create a plan to manage your credit in the future.
Knowing what it takes to repair credit and hire a credit repair consultant is essential. There are many benefits, but there are some drawbacks as well. Hiring a credit repair specialist can be costly, especially if you have bad credit or no one willing to help you out with your debt situation. The person hiring must understand this before getting in too deep and making any hasty decisions. Have you been considering hiring someone for your personal needs? - which may not always be suitable for everyone!
The cost to hire a credit repair specialist depends on the credit specialist and their services. Some credit specialists offer a free consultation. Others charge for that service. The average cost to hire a credit repair specialist is $200-$2,000 per month, depending on the severity of your credit issues.
The best way to fix your credit is through a credit repair specialist. When you have a bad credit score, it can seem like there's no hope for you and your finances. But that isn't true! Many people have been able to get their scores in the high 700s and even 800s by working with a reputable credit repair company or individual. If you're looking for help, please contact us today and hire a Credit Repair specialist!