We are experts credit repair and improving the credit scores for people from all over the Greater Texas area here in Houston at Credit Repair Ease. Our credit staff is fully equipped with the best knowledge and expertise that it takes to effect credit report corrections and to dispute inaccuracies on the records of people. They help you to take control of your credit. Instaed of companies that come in and out having unrealistic expectations that they do not get results from, our tailored game plan help clients notice real changes.
As we can all appreciate, repairing one’s credit score in Houston can have a great impact on one’s overall financial health.
When you work on improving your credit score in Houston, you can qualify for:When you work on improving your credit score in Houston, you can qualify for:
- These translate to discounted borrowing cost on mortgages, credit card and auto loans, which would be thousands of dollars that you would have saved.
- Approval for an apartment or house rental that you couldn’t get in earlier decisions
- Greater credit lines and many offers for reward cards of newly approved cards.
- Notice of the small security deposit of utilities and cell phone bill plans should be avoided.
The approach we apply being that 4-step credit repair process is our specific method.
The experienced credit consultants at Credit Repair Ease adhere to a systematic strategy that comprises getting of any negatives from your credit report and establishment a positive score in the long-term.
1. We Obtain Your Credit Reports: Additionally, we will request copies of credit reports from one of the three largest credit bureaus, TransUnion, Equifax and Experian. Through this power we get to check the exact parameters that are responsible for lowering your score.
2. Identify Inaccuracies & Errors: Secondly we carefully read through your reports from top to bottom, and mark any traces of negative items which can be disputed using state and the federal consumer protection laws. Common credit report mistakes include:Common credit report mistakes include:
- Payments that only occur because the customers have a replacement for the transactions.
- At the end of a debt you settled, it should appear as it is still unpaid.
- Previous bankruptcies can be found as part of the history after one C living that for about 10 years.
- A fraudulent account name, you don't recognize.
3. Launch Credit Disputes: We will create dispute letters for you in a step-by-step manner, since all the supporting documents have been checked you will have them with you. Due to law, the credit bureaus are required to respond within 30 days and to delete the disputed item from their record.
4. Rebuild & Monitor Credit: A credit repair service is about more than just fixing mistakes that show up in your score. It is about offering suitable tips to correct your credit utilization rate and starting new, positive lines of credit over a period. Credit scan professionals send you SMS and email notifications issues cimilar changes with your credit reprort.
As a result, Working with us is the Right Choice.
As a result, our Houston credit repair clients normally see an increase of 40 or more negative items per each report either somehow improved or totally removed in the time span of 5-7 months. The majority of people have seen their credit scores rise to 50-150 and higher points in less than 12 months.
While we can’t make any guarantees because every situation is unique to each individual’s credit history, you can expect:While we can’t make any guarantees because every situation is unique to each individual’s credit history, you can expect:
- Along with performing the tasks on their own, the experts working with us act as our discreet partners and finish the credit repair process faster than you would imagine.
- The application process of borrowing money will be improved by a continuous availability of credit scores without the need to provide multiple sources of finances prove; that only advance the financial equity in our society.
- Confidence you have an accurate credit reports now.
- Continuous credit counseling and ID theft protection the service agenda.
Reach us now at (888) 803-7889, a totally free and non-binding credit consultation, to find out whether we can assist in raising your credit score this year!
