increase credit limit

1. Request for a new card with a higher limit



Making on-time payments for your existing cards makes it easier for the company to approve for a new credit card with a higher limit. It is the easiest option, since each card has its own limit cap set out depending on various factors and demographics.

Request for a new card with a higher limit
 Make a request online for credit limit increase

2. Make a request online for credit limit increase



This is a simple process. All you need to do is to sign in to your account and head to the relevant option and submit your request. An updated income information is necessary to facilitate this.

3. Call the issuer and plead your case



This means calling the number on the back of the card and asking if you’re eligible for a higher credit limit. If the answer is yes, tell them why you deserve it. Here a few suggestions.

  • You have been a loyal customer and have never missed a payment
  • You pay more than the minimum security balance
  • You make on-time payments
  • Your income is higher now
 Call the issuer and plead your case

Don’t hesitate to have an increase credit limit as it will improve your credit score by providing you with a lower credit utilization ratio, increase your spending potential, maximize rewarding earnings per $1 spent and also a bigger safety net in case of an emergency.