We know how taxing being in debt can be mentally and emotionally, that’s why our credit card debt relief programs don’t last longer than 36 months. Our top priority is to get you debt free and our debt settlement programs are the key to doing it as soon as possible.
Most of our programs last between 12-24 months, but we do have longer programs for those who simply cannot pay to get out of debt that fast. Our extended programs range from 36-48 months and are very flexible in terms of payment plans.
A lot of people don’t quite know the difference between a debt settlement program and debt consolidation loans. Both are forms of credit card debt relief and debt relief for other debts like personal loans and medical bills. The biggest differences are:
Differences Between Debt Settlement vs. Debt Consolidation Loans
|Debt Settlement||Debt Consolidation Loans|
|Reduces total debt by up to 60%||Lowers interest to 3-5%|
|Eliminates interest entirely||Shows up on the credit report|
|Does not show up on the credit report||Combines all debts into a monthly payment|
|Combines all debts into a monthly payment||Lowers monthly payment by up to 2 times|
|Lowers monthly payment by up to 3 times||Programs start at 48 months and are usually longer|
Call us at (888) 803-7889 our counselors today to find out more about what types of programs are available for you!