We know how taxing being in debt can be mentally and emotionally, that’s why our credit card debt relief programs don’t last longer than 36 months. Our top priority is to get you debt free and our debt settlement programs are the key to doing it as soon as possible.
Most of our programs last between 12-24 months, but we do have longer programs for those who simply cannot pay to get out of debt that fast. Our extended programs range from 36-48 months and are very flexible in terms of payment plans.
A lot of people don’t quite know the difference between a debt settlement program and debt consolidation loans. Both are forms of credit card debt relief and debt relief for other debts like personal loans and medical bills. The biggest differences are:
Differences Between Debt Settlement vs. Debt Consolidation Loans
|Debt Settlement||Debt Consolidation Loans|
|Reduces total debt by up to 60%||Lowers interest to 3-5%|
|Eliminates interest entirely||Shows up on credit report|
|Does not show up on credit report||Combines all debts into monthly payment|
|Combines all debts into monthly payment||Lowers monthly payment by up to 2 times|
|Lowers monthly payment by up to 3 times||Programs start at 48 months and are usually longer|
Call us (888) 803-7889 our counsellors today to find out more about what types of programs are available for you!
Helpful Information and Resources
In addition to those available on this site, there are other related consumer information resources to help you become educated and make more informed decisions regarding the management of your personal finances:
Credit Debt Management – How You Can Benefit? – These programs can come in many forms and from many different places, but the common thing between them all is the benefits they provide to those who take advantage.
Top 5 Facts to Right Choice for Fix Your Credit– Top 5 Facts to Right Choice for Fix Your Credit and its help you in enhance your credit when you select the right credit repair companies.
How to avoid bankruptcy with credit card debt settlement? – If you are facing financial challenges and looking for the solution for that then read tips For avoid bankruptcy with credit card debt settlement.
How Can I Get My Credit Reports Online? – Getting your credit reports online could not be much simpler. Simply decide which credit bureaus you want your credit reports from.
Credit score – Possible ways to improve it – As credit score is related with the creditworthiness everyone is always on the look out for improving credit score. Your credit scores may affect you more than you think.