How Long does it take to Rebuild your Credit History ?

rebuild your credit history

The average person has a credit score of 645. However, if you have no public records on your credit report, this number is significantly higher at 793. When it comes to rebuilding your credit history after a bankruptcy or other… Continue Reading

What’s the Difference Between Hard and Soft Credit Inquiries?

Difference Between Hard and Soft Credit Inquiries

Do you know the difference between hard and soft credit inquiries? Soft credit inquiries are when a creditor is checking your credit, but does not affect your FICO score. Hard credit inquiries are when a creditor checks your credit to… Continue Reading