The Credit People Reviews

The Credit People Assisting Millions in Achieving an Accurate and Fair Credit Profile.



About the credit people


The Credit People is a legitimate credit repair service that has been in the industry for over 15 years. It has a team of experts who help customers improve their credit scores by disputing errors, aged debts, and other inaccuracies items on their credit reports. The Credit People charges $79 per month for their services, and a one-time fee of $19 for the initial setup. Customers can access their account anytime through an online portal and can see how their credit is being improved every month.

The Credit People provides free access to full credit reports and scores from the major bureaus. The company also offers a satisfaction guarantee, with transparent pricing and no hidden fees. They promise to see results in fewer than 60 days. This is a reliable and trustworthy service with many positive The Credit People reviews from satisfied customers. Overall, if you're looking to improve your credit score and can afford the monthly service, The Credit People might be a good solution to explore.

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The Credit People

Overall Rating: (4.4/5)

The Credit People Summary

  • Reasonable Pricing
  • Couples Discount
  • No Hidden Fees
  • 100% Satisfaction Guarantee
  • Online Member Resources

Free Credit Repair


What is The Credit People?

The Credit People is a credit repair company that has been in the industry for over 15 years. They help customers improve their credit scores by disputing errors and aged debts with reporting agencies. They employ a team of experts who are certified by the FCRA to work on customers credit reports. In addition, their online portal and interactive website provide free and continual access to customers’ credit reports and scores. The Credit People charges $79 per month for their credit solutions, which includes cleaning up errors that damage customers’ scores.

They offer a satisfaction guarantee, transparent pricing and promise no hidden fees. Customers can choose from a pay-as-you-go membership or a six-month service for a total of $499. The Credit People is a good solution for those who need to improve their credit score and can afford their monthly services. Customers have the option to work with a team of three or request to work with just one person. Overall, customers have reported positive results, with many seeing improvements in their credit scores in under 60 days.

How does The Credit People work?

The Credit People is a credit repair service that helps individuals improve their credit scores by disputing errors and aged debts with reporting agencies. To get started with The Credit People, customers can register for an account on the company's website and pay for their membership. The team at The Credit People will then review the customer's credit and provide access to their full credit reports and scores from the major bureaus.

The Credit People's experts will begin cleaning up errors that damage the customer's score, including inaccurate entries, collections, and judgments. The company works to remove penalties that could be adversely affecting their score. Customers have constant access to their credit score on The Credit People portal, so they can see the progress being made to clean up their credit. According to the reports, customers may see results in fewer than 60 days. The Credit People provides transparent pricing and promises no hidden fees. The company offers two types of memberships: a pay-as-you-go option, priced at $79 per month (with a one-time fee of $19), or a six-month option for a total of $499. The Credit People also offers a satisfaction guarantee, and customers receive free access to their credit reports.

• Late payments • Bankruptcies • Identity fraud
• Collections • Repossessions • Student loan issues
• Charge-offs • Tax liens • Judgments

The Credit People Plan & Pricing Structure

Standard: Monthly

$99/mo

Start today for just $19

  • All 3 Credit Bureaus
  • Unlimited Challenges All 3 Bureaus
  • Unlimited Results
  • All 3 Credit Scores "Before & After"

Pay as you go, satisfaction guarantee

(855) 544-5808

Premium: Monthly

$119/mo

Start today for just $19

  • All 3 Credit Bureaus
  • Unlimited Challenges All 3 Bureaus
  • Unlimited Results
  • All 3 Credit Scores Updated Monthly
  • Creditor Interventions
  • Escalated Disputes & Validations

Pay as you go, satisfaction guarantee

(855) 544-5808

Premium: Flat Rate

$599/mo

Start today. One flat rate.

  • Get our Premium Plan for 6 months
  • No monthly fees or set-up fees
  • Watch the progress each month
  • Stop when you’re happy with your credit
  • Perfect if you don’t like monthly fees and have a lot of work needed.

One flat fee, satisfaction guarantee.

(855) 544-5808

Types of Services from The Credit People

The Credit People is a well-known credit repair service provider that has been in operation for over 15 years. The company offers a variety of services to their clients to help them navigate the complex world of credit.

Here are the top 5 types of services that The Credit People offer:

1. Credit Report Analysis

When someone signs up for The Credit People service, the first thing they do is request a copy of their credit report. The company takes the time to go through each item on the client’s credit report to identify any errors or inaccuracies. This process helps the client understand their credit situation.

2. Dispute Assistance

If there are any inaccurate or unjustifiable items on a client’s credit report, The Credit People will work with the credit bureaus to dispute the items on the report. This type of service is essential as negative items on a credit report can negatively affect a person's credit score for years.

3. Debt and Inquiry Validations

The Credit People will also work with clients to validate debts and inquiries. This service provides a way for the client to understand what debts or inquiries are valid and which ones are not. Validating debts and inquiries can lead to an increase in credit scores.

4. Customized Credit Priorities

This service provided by The Credit People is tailored to individual clients' needs and credit scoring goals. One of The Credit People's goals is to raise their clients' credit scores as high as possible. With customized credit priorities, they help clients organizes their finances, which can help them achieve their credit goals more efficiently.

5. Credit Score Updates

The Credit People also provides clients with ongoing credit score updates. Clients can log into their account at any time to view their current credit score and learn about any changes in their credit history. The real-time credit score updates are an excellent tool that clients can use to track their credit improvement over time.

The Credit People Feature

Free consultation

Free consultation

Credit Monitoring

Credit Monitoring

Money-back guarantee

Money-back guarantee

Educational materials

Educational materials

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The Credit People FAQ
1: What is The Credit People?

A: The Credit People is a credit repair service that helps individuals improve their credit score and repair their credit reports.

2: How does The Credit People work?

A: Once a user registers for an account and pays for the membership, The Credit People team reviews the user's credit and provides access to their full credit reports and scores from the major bureaus. The team then works to clean up errors that damage the user's score.

3: How much does The Credit People cost?

A: The Credit People charges $79 per month for their credit solutions. They provide two types of memberships: a pay-as-you-go membership, and a six-month membership for a total of $499.

4: Does The Credit People provide access to credit reports?

A: Yes, The Credit People provides full access to credit scores and reports.

5: Does The Credit People have a service guarantee?

A: Yes, The Credit People offers a satisfaction guarantee.

6: Can couples use The Credit People together?

A: Yes, The Credit People offers a spousal discount at the beginning of its monthly membership.

7: Is The Credit People legitimate?

A: Yes, The Credit People is a legitimate company that employs FCRA-certified agents to help repair credit.

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