The goal for most cardholders is to keep their credit cards in good standing, so they won’t get charged interest. But there are many people who can’t do this and as one survey shows 45% of American families have debt… Continue Reading
Having a low credit score can make it hard for you to get loans, cards, and other financial help. That’s because banks look at your past credit history when deciding how much they will approve or what rate of interest… Continue Reading
The credit card grace period is a time frame where the bank will allow you to repay your balance without incurring interest charges. However, this does not mean that it won’t affect your credit score. If you take advantage of… Continue Reading